Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, has announced its nationwide launch. The platform aims to provide transparent, court-approved guidance for a process that is often opaque and complex.
Selling future payments is a court-supervised transaction governed by Structured Settlement Protection Acts that vary by state. SMSSC addresses this complexity by offering more than 60 plain-English guides covering the court approval process, discount rates, taxes, and alternatives to selling. The platform also includes state-specific pages for all 50 states and the District of Columbia, ensuring that users receive tailored information for their jurisdiction. Content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/.
To further assist payment holders, SMSSC offers three free calculators, including a decoder that reveals the discount rate implied by any offer they have already received. This tool is designed to help consumers understand the true cost of selling their payments before they commit to any agreement.
In addition to the consumer-facing platform, SMSSC has released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. This library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license, promoting transparency and independent verification.
"We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work," said a company spokesperson.
SMSSC's funding partner, Genex Capital, is an A+ (BBB-Rated) company that has served more than 50,000 clients since 2003, completed over $1.2 billion in transactions, and maintains a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty, which includes a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process for selling payments is consistent across all states: a written quote that discloses the discount rate, document signing via DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner's legal team, and funding approximately three business days after court approval. This streamlined approach aims to provide clarity and efficiency for consumers navigating the complex legal landscape.
