The Executive Board of Rubean AG, a Munich-based FinTech company, announced at its annual shareholders’ meeting on Wednesday that consolidated revenue for 2026 is expected to rise to between 5.0 million and 6.0 million euros, up from 3.71 million euros in the previous year. Co-CEO Jochen Pielage highlighted that revenue in the first half of the year grew by approximately 50 percent to 2.4 million euros, driven by strong growth in recurring revenue from the company’s SoftPOS software.
“Half of the 2026 annual revenue will already come from the particularly profitable recurring revenue. That is significantly more than in the previous year,” Pielage stated. The company’s software-based point-of-sale solution allows retailers to accept card payments directly on smartphones without additional hardware, positioning Rubean as a market leader in Germany and Spain. The shift toward recurring revenue is expected to more than double in 2026, laying the groundwork for profitability.
Looking ahead, Pielage expressed confidence in the company’s trajectory: “Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time.” This milestone would mark a turning point for the company, which has focused on expanding its market presence across Europe and the Americas.
Rubean has already entered markets in Switzerland, France, and the United Kingdom, supported by major banks and payment service providers. In North and South America, the company has also established a foothold. “We now work with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and in North and South America,” Pielage noted. The appointment of Stephan Kuck to the Executive Board is expected to further bolster sales operations.
As Rubean continues to scale its SoftPOS solution, the growing proportion of recurring revenue provides a more predictable financial base. The company’s ability to replicate software point-of-sale terminals without logistical hardware overhead offers a competitive advantage, enabling small and large retailers, the restaurant industry, delivery services, and other retail businesses to accept cashless and mobile payments efficiently. With the groundwork laid for expanded sales, Rubean is poised to capitalize on the increasing demand for digital payment solutions.
