Insurance Canopy, a national provider of small business insurance, has announced the expansion of its Full Frame Insurance (FFI) program to include drone liability and drone equipment coverage. The new offering targets photographers, videographers, and other creative professionals who use drones in their work, providing liability protection for bodily injury and property damage arising from drone use, as well as coverage for drones and related gear. This add-on simplifies risk management by allowing professionals to bundle these protections into a single business insurance policy, eliminating the need for separate standalone coverage.
Drone use has become integral to content creation across real estate, events, and commercial production. However, many professionals lack adequate protection for accidents tied to drone activity. Standard liability policies often exclude or limit coverage related to aircraft, leaving gaps that this new offering aims to fill. According to Chris Van Leeuwen, Vice President of Professional Development at Insurance Canopy, “Drones have gone from being a specialized tool to an essential part of doing business. This expanded coverage reflects how photographers and videographers actually work today and gives them a better way to protect their business and the equipment they rely on.”
The coverage is designed for working professionals engaged in paid projects, distinguishing it from hobbyist use where risk exposure differs. It accounts for the specific risks associated with commercial drone operations, such as crashes causing third-party property damage or damage to the drone itself. “Most professionals are focused on getting the shot, not worrying about everything that could go wrong with a drone. Whether the drone is damaged in a crash or causes third-party property damage, the costs can add up fast and create real business issues. Including this coverage in the same policy makes it easier for operators to protect their business and stay focused on the job,” Van Leeuwen added.
Insurance Canopy and FFI continue to prioritize accessible insurance for small business owners and independent operators, aiming to reduce complexity while providing specialized protection. The new drone add-ons are available through the Full Frame Insurance program, which already offers tailored coverage for photographers and videographers. For more information, visit Full Frame Insurance or call 844.670.1078 to speak with a licensed, non-commissioned agent.
This expansion reflects the evolving needs of creative professionals who increasingly rely on drones as essential tools. By integrating drone coverage into existing policies, Insurance Canopy addresses a critical gap in the market, enabling professionals to manage risk more effectively as they scale their services. The move aligns with broader industry trends where drones have transitioned from niche equipment to mainstream business assets, underscoring the importance of comprehensive insurance solutions for modern small businesses.
